How Insurance Companies Use Computerized Estimating Software (Xactimate) — and What You Should Know
Learn how insurance carriers use Xactimate estimating software to value property damage claims and what policyholders should know about the process.
When to Hire a Public Adjuster vs When to Hire an Attorney
Learn when to hire a public adjuster versus an attorney for your insurance claim and how each professional can help maximize your recovery.
First-Party vs Third-Party Insurance Claims: Understanding the Difference
Understand the difference between first-party and third-party insurance claims and how each type affects the claims process and recovery.
Commercial Property Claims: How Business Claims Differ from Homeowner Claims
Learn how commercial property insurance claims differ from homeowner claims in scope, complexity, valuation, and the claims process.
Proof of Loss: What It Is, Why It Matters, and How to File One
Understand the proof of loss requirement in insurance claims, why it matters for your claim, and how to properly complete and file one.
The Examination Under Oath: What It Is and How to Prepare
Learn what an examination under oath is in insurance claims, why carriers request them, and how policyholders should prepare.
Actual Cash Value vs Replacement Cost Value: How the Difference Affects Your Claim
Understand the difference between actual cash value and replacement cost value in insurance claims and how depreciation affects your payout.
How to Read Your Homeowners Insurance Policy: The Sections That Matter Most for Claims
Learn how to read your homeowners insurance policy and identify the sections that matter most when filing a property damage claim.
What Public Adjusters Do — and When to Hire One
Public adjusters work exclusively for policyholders, not insurers. Learn what they do, how they are paid, and when hiring one makes financial sense.
Invoking the Appraisal Clause: A Policyholder's Complete Guide
Learn when and how to invoke the appraisal clause in your insurance policy to resolve disputes over the amount of loss without going to court.