<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>The Claims Insider</title><description>Insurance claims strategy, claims adjusting insights, policyholder advocacy, and claim dispute resolution for property owners and claims professionals navigating the insurance process.</description><link>https://theclaimsinsider.com/</link><item><title>What Public Adjusters Do — and When to Hire One</title><link>https://theclaimsinsider.com/blog/what-public-adjusters-do-and-when-to-hire-one/</link><guid isPermaLink="true">https://theclaimsinsider.com/blog/what-public-adjusters-do-and-when-to-hire-one/</guid><description>Public adjusters work exclusively for policyholders, not insurers. Learn what they do, how they are paid, and when hiring one makes financial sense.</description><pubDate>Sat, 21 Mar 2026 00:00:00 GMT</pubDate><category>public adjuster</category><category>hire public adjuster</category><category>public adjuster fees</category><category>insurance claim help</category><category>policyholder advocate</category><author>The Claims Insider Staff</author></item><item><title>Invoking the Appraisal Clause: A Policyholder&apos;s Complete Guide</title><link>https://theclaimsinsider.com/blog/invoking-the-appraisal-clause-policyholders-guide/</link><guid isPermaLink="true">https://theclaimsinsider.com/blog/invoking-the-appraisal-clause-policyholders-guide/</guid><description>Learn when and how to invoke the appraisal clause in your insurance policy to resolve disputes over the amount of loss without going to court.</description><pubDate>Thu, 26 Feb 2026 00:00:00 GMT</pubDate><category>appraisal clause insurance</category><category>insurance appraisal process</category><category>dispute insurance claim</category><category>amount of loss dispute</category><category>binding appraisal</category><author>The Claims Insider Staff</author></item><item><title>Insurance Bad Faith: What Policyholders Need to Know</title><link>https://theclaimsinsider.com/blog/insurance-bad-faith-what-policyholders-need-to-know/</link><guid isPermaLink="true">https://theclaimsinsider.com/blog/insurance-bad-faith-what-policyholders-need-to-know/</guid><description>Insurance bad faith occurs when an insurer unreasonably denies or delays a valid claim. Learn what qualifies, how to document it, and what remedies are available.</description><pubDate>Wed, 28 Jan 2026 00:00:00 GMT</pubDate><category>insurance bad faith</category><category>bad faith insurance claim</category><category>insurer bad faith examples</category><category>unfair claims practices</category><category>insurance bad faith remedies</category><author>The Claims Insider Staff</author></item><item><title>Independent Adjuster vs. Staff Adjuster: What Policyholders Should Know</title><link>https://theclaimsinsider.com/blog/independent-adjuster-vs-staff-adjuster-what-policyholders-should-know/</link><guid isPermaLink="true">https://theclaimsinsider.com/blog/independent-adjuster-vs-staff-adjuster-what-policyholders-should-know/</guid><description>Insurance companies use both staff adjusters and independent adjusters to handle claims. Understanding the difference helps policyholders know what to expect and how to respond.</description><pubDate>Tue, 23 Dec 2025 00:00:00 GMT</pubDate><category>independent adjuster vs staff adjuster</category><category>claims adjuster types</category><category>insurance adjuster</category><category>independent adjuster</category><category>catastrophe adjuster</category><author>The Claims Insider Staff</author></item><item><title>How Insurance Adjusters Value Property Damage Claims</title><link>https://theclaimsinsider.com/blog/how-insurance-adjusters-value-property-damage-claims/</link><guid isPermaLink="true">https://theclaimsinsider.com/blog/how-insurance-adjusters-value-property-damage-claims/</guid><description>Understand exactly how insurance adjusters calculate property damage values, what estimating tools they use, and where policyholders can push back on inadequate assessments.</description><pubDate>Wed, 19 Nov 2025 00:00:00 GMT</pubDate><category>insurance adjuster valuation</category><category>property damage estimate</category><category>Xactimate estimate</category><category>claims adjustment process</category><category>insurance settlement</category><author>The Claims Insider Staff</author></item><item><title>How to Document Property Damage for an Insurance Claim</title><link>https://theclaimsinsider.com/blog/documenting-property-damage-for-insurance-claims/</link><guid isPermaLink="true">https://theclaimsinsider.com/blog/documenting-property-damage-for-insurance-claims/</guid><description>Thorough documentation is the foundation of every successful property damage claim. Learn the exact steps to document damage before, during, and after the insurance inspection.</description><pubDate>Wed, 08 Oct 2025 00:00:00 GMT</pubDate><category>document property damage insurance</category><category>insurance claim documentation</category><category>property damage photos</category><category>proof of loss insurance</category><category>insurance claim evidence</category><author>The Claims Insider Staff</author></item></channel></rss>