Insurance claims strategy, claims adjusting insights, policyholder advocacy, and claim dispute resolution for property owners and claims professionals navigating the insurance process.https://theclaimsinsider.com/https://theclaimsinsider.com/blog/commercial-property-claims-how-business-claims-differ-from-homeowner-claims/https://theclaimsinsider.com/blog/commercial-property-claims-how-business-claims-differ-from-homeowner-claims/Learn how commercial property insurance claims differ from homeowner claims in scope, complexity, valuation, and the claims process.Mon, 01 Jun 2026 00:00:00 GMTcommercial property insurance claimbusiness property claim processcommercial vs residential insurance claimJames Whitfieldhttps://theclaimsinsider.com/blog/proof-of-loss-what-it-is-why-it-matters-how-to-file/https://theclaimsinsider.com/blog/proof-of-loss-what-it-is-why-it-matters-how-to-file/Understand the proof of loss requirement in insurance claims, why it matters for your claim, and how to properly complete and file one.Wed, 20 May 2026 00:00:00 GMTproof of loss insurancehow to file proof of lossinsurance proof of loss deadlineJames Whitfieldhttps://theclaimsinsider.com/blog/examination-under-oath-what-it-is-how-to-prepare/https://theclaimsinsider.com/blog/examination-under-oath-what-it-is-how-to-prepare/Learn what an examination under oath is in insurance claims, why carriers request them, and how policyholders should prepare.Fri, 08 May 2026 00:00:00 GMTexamination under oath insuranceEUO insurance claiminsurance examination under oath preparationJames Whitfieldhttps://theclaimsinsider.com/blog/actual-cash-value-vs-replacement-cost-value-how-difference-affects-claim/https://theclaimsinsider.com/blog/actual-cash-value-vs-replacement-cost-value-how-difference-affects-claim/Understand the difference between actual cash value and replacement cost value in insurance claims and how depreciation affects your payout.Mon, 27 Apr 2026 00:00:00 GMTactual cash value vs replacement costACV vs RCV insurancedepreciation insurance claimJames Whitfieldhttps://theclaimsinsider.com/blog/how-to-read-homeowners-insurance-policy-sections-that-matter-most-for-claims/https://theclaimsinsider.com/blog/how-to-read-homeowners-insurance-policy-sections-that-matter-most-for-claims/Learn how to read your homeowners insurance policy and identify the sections that matter most when filing a property damage claim.Wed, 15 Apr 2026 00:00:00 GMThow to read homeowners insurance policyunderstand insurance policy coveragepolicy declarations page explainedJames Whitfieldhttps://theclaimsinsider.com/blog/what-public-adjusters-do-and-when-to-hire-one/https://theclaimsinsider.com/blog/what-public-adjusters-do-and-when-to-hire-one/Public adjusters work exclusively for policyholders, not insurers. Learn what they do, how they are paid, and when hiring one makes financial sense.Sat, 21 Mar 2026 00:00:00 GMTpublic adjusterhire public adjusterpublic adjuster feesinsurance claim helppolicyholder advocateThe Claims Insider Staffhttps://theclaimsinsider.com/blog/invoking-the-appraisal-clause-policyholders-guide/https://theclaimsinsider.com/blog/invoking-the-appraisal-clause-policyholders-guide/Learn when and how to invoke the appraisal clause in your insurance policy to resolve disputes over the amount of loss without going to court.Thu, 26 Feb 2026 00:00:00 GMTappraisal clause insuranceinsurance appraisal processdispute insurance claimamount of loss disputebinding appraisalThe Claims Insider Staffhttps://theclaimsinsider.com/blog/insurance-bad-faith-what-policyholders-need-to-know/https://theclaimsinsider.com/blog/insurance-bad-faith-what-policyholders-need-to-know/Insurance bad faith occurs when an insurer unreasonably denies or delays a valid claim. Learn what qualifies, how to document it, and what remedies are available.Wed, 28 Jan 2026 00:00:00 GMTinsurance bad faithbad faith insurance claiminsurer bad faith examplesunfair claims practicesinsurance bad faith remediesThe Claims Insider Staffhttps://theclaimsinsider.com/blog/independent-adjuster-vs-staff-adjuster-what-policyholders-should-know/https://theclaimsinsider.com/blog/independent-adjuster-vs-staff-adjuster-what-policyholders-should-know/Insurance companies use both staff adjusters and independent adjusters to handle claims. Understanding the difference helps policyholders know what to expect and how to respond.Tue, 23 Dec 2025 00:00:00 GMTindependent adjuster vs staff adjusterclaims adjuster typesinsurance adjusterindependent adjustercatastrophe adjusterThe Claims Insider Staffhttps://theclaimsinsider.com/blog/how-insurance-adjusters-value-property-damage-claims/https://theclaimsinsider.com/blog/how-insurance-adjusters-value-property-damage-claims/Understand exactly how insurance adjusters calculate property damage values, what estimating tools they use, and where policyholders can push back on inadequate assessments.Wed, 19 Nov 2025 00:00:00 GMTinsurance adjuster valuationproperty damage estimateXactimate estimateclaims adjustment processinsurance settlementThe Claims Insider Staffhttps://theclaimsinsider.com/blog/documenting-property-damage-for-insurance-claims/https://theclaimsinsider.com/blog/documenting-property-damage-for-insurance-claims/Thorough documentation is the foundation of every successful property damage claim. Learn the exact steps to document damage before, during, and after the insurance inspection.Wed, 08 Oct 2025 00:00:00 GMTdocument property damage insuranceinsurance claim documentationproperty damage photosproof of loss insuranceinsurance claim evidenceThe Claims Insider Staff